There are certain important things to learn if you are looking to buy a diamond engagement ring this winter, alongside looking for the right ring insurance. You do not want to make the wrong choice of engagement ring, as it will cost you a substantial amount of money and also serve as a permanent symbol of the most important relationship of your life.

Diamonds are 99.95% pure crystallised carbon and can be one to three billion years old. Diamond mines are found in just a handful of places around the world. Diamonds are shipped in their rough form to international cutting centres so that they can be shaped and polished before being set as jewellery. This process gives the diamond its distinctive hardness, brilliance and sparkle.
When you are a buying a diamond engagement ring, you will want to be aware of the “four Cs” of cut, colour, clarity and carat. Above all, it is how the diamond is cut that will determine its key characteristic, although all four factors should be considered together when you are comparing diamonds.
The cut is the diamond’s only characteristic that nature does not influence and, therefore, this element is open to mistakes and bad practice. If a diamond is cut incorrectly, its defining sparkle will be compromised. The diamond’s shape will also be determined by its cut. The round cut is the most common shape, with others including the pear, emerald, the marquise, the oval, the princess and the heart shape. You should ask to see these shapes so that you can be sure that you are making the right choice.

White, or colourless, is the most valuable and rare diamond colour. Absolutely colourless diamonds are graded with a “D” by jewellers, with the scale moving up to “Z” as diamonds display subtle coloured tones. Diamonds that have a very distinct and strong colour are very rare, and are referred to as fancies.
The clarity of a diamond is the other factor to consider. It is important not to get too stressed about a stone’s clarity. You should be fine as long as the stone is graded SI1 (Slightly Included 1) or better. The carat of a diamond, meanwhile, is determined by its weight and size. Engagement rings tend to be between one carat and half a carat.

There are various ways of choosing the right engagement ring. It is best not to surprise her with a ring, nor to choose one that matches your own tastes rather than her own, although you may be able to determine the best ring by consulting her female friends and relatives.

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